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Key takeaways

• Citi Bend Financing will let you withdraw certain otherwise all of the offered Citi card credit once the a loan
• Bringing the loans given that good Citi Bend Mortgage gives a fixed monthly payment and you will fixed interest up to the loan is actually paid down into full
• Citi Bend Money provide a great amount of pros, such as for instance perhaps not demanding a supplementary hard credit inquiry, but you’ll must run the fresh new quantity to be sure they sound right to suit your state

Handmade cards offer a convenient solution to pay for casual orders, yet you will find constantly times when you could favor dollars.

The fresh new Citi Flex Financing program is going to be a helpful alternative to running up an equilibrium on the cards for unanticipated expenses otherwise taking out credit cards pay day loan. Payday loans generally need an initial commission (typically 5 % of one’s improve amount), therefore the money you acquire will start accruing interest at good highest varying speed off time you to definitely and no grace period.

If you are looking to have a better alternative, Citi Flex Finance can be worth investigating. This is how Citi Fold Funds work with behavior, and some ideas to make it easier to is a good choice for you.

What is actually a good Citi Bend Financing?

Citi Flex Finance and you can Urban area Fold Pay are two software one promote cardholders significantly more flexible commission possibilities and you will fixed conditions as a result of Citi’s Citi Fold Preparations.

With an effective Citi Flex Mortgage, you could potentially sign up for a loan on your own qualified Citi card’s personal line of credit in the a fixed rate of interest. You can also decide how far you will want to borrow and you may settle for the a fixed monthly payment and fixed interest you to persists with the lifetime of the mortgage in place of finishing an alternative application or credit check.

Citi Flex Pay, likewise, was an adaptable commission policy for Citi cardmembers enabling eligible credit card sales becoming paid off through the years which have good repaired Apr.

Each other Citi Flex Finance and Citi Flex Spend is actually available options after you perform good Citi Bend Plan., Citi’s program giving cardholders so much more versatile payment solutions and you can repaired words.