Urban area Town Where you Want to Buy Financial and you can Incentive disclosure SoFi: ??Fixed costs range from cuatro.74% Apr to help you 9.99% Annual percentage rate that have 0.25% autopay disregard and 0.25% direct put disregard. Adjustable rates start from 5.99% Apr so you can 9.99% Annual percentage rate which have 0.25% autopay